Terms Cover Wallets, Devices and Access
Our Terms & Conditions apply when you open, use or close an account and when you move between the lobby and a cashier path. They describe the phone verification step before account access, the need to keep account details accurate, and how we handle payment status
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for DANA, OVO, GoPay, QRIS, bank transfer and virtual account. If a payment receipt does not match your account record, we use the available transaction reference to check its status rather than treating an unconfirmed entry as completed. Device access can be checked when a login
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pattern changes, while repeated attempts may require an account confirmation step. Eligibility depends on local law, and access is provided only where local law permits. The current policy wording applies to your use of hakatatoto and should be read before you open an account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.